Hello and welcome to Manta.fund, a portfolio-tracking platform that uses artificial intelligence to help you monitor your investments.

This document (the “Terms of Use”) is a contract between you (“you” and its derivatives), a visitor of the website accessible at the URL https://manta.fund (the “Site”), and the company MNT, whose details appear in Article 1.

By browsing the Site, you are deemed to have read the Terms of Use and to accept them without reservation.

1. Signatory

The Site is operated by MNT, a société par actions simplifiée (simplified joint-stock company) with share capital of €5,000, registered with the Paris Trade and Companies Register (RCS) under number 100 098 490, with its registered office at 19, rue des Archives, 75004 Paris (“Manta”, “we” or “us” and their derivatives).

2. Browsing and Trial Account

2.1. You may freely access any page of the Site containing public information whose URL you know or to which another website (for example, a search engine) has redirected you. For security reasons, we may subject your access to the Site to a prior test (“captcha”) and/or limit the number of pages viewed per day.

2.2. In order to demonstrate the quality of our Services, as defined in our Terms and Conditions of Sale, we may create a free account for you (an “Account”) to try the Services for a maximum period of seven (7) calendar days from the creation of this trial Account. This trial is non-renewable and we reserve the right to delete any trial Account. Outside the trial period, access to our Services is subject to an Organization subscribing to a Subscription (as defined in Article 4 of the Terms and Conditions of Sale), unless otherwise specified in our Terms and Conditions of Sale. We automatically delete Accounts that have not been activated after one month, and inactive Accounts after one year (no access to the site and no clicks on a newsletter).

3. Service Levels

3.1. We endeavour, on a best-efforts basis, to keep the Site accessible at all times, and we undertake to carry out regular checks to verify its operation and accessibility. Accordingly, access to the Site may be temporarily suspended for maintenance purposes. We do our utmost to inform you of these maintenance periods and to limit any inconvenience by scheduling them, as far as possible, during periods of low usage. We cannot be held liable for temporary difficulties or impossibilities in accessing the Site that originate from external circumstances, in particular disruptions to telecommunication networks or failures of our hosting providers. We undertake to use our best efforts to ensure the reliability and speed of the publication of the data we make available.

3.2. Service availability is calculated monthly as follows. The HTTP requests received by our servers are classified into two categories:

Requests successfully processed: all requests with an HTTP status strictly below 500. This therefore includes HTTP 200 statuses but also, for example, 404 and 403.
Requests that returned a “server” error: all requests with an HTTP status greater than or equal to 500. These correspond to failures in our servers or our application.

Service availability is calculated as the ratio between the number of requests successfully processed and the total number of requests (Requests successfully processed + Requests that returned a “server” error). The calculation is performed monthly.

Manta sets itself a service availability target of 99.99% according to the definition above. This target is indicative and in no way constitutes an obligation of result; consequently, no liability claim may be brought for failure to meet this target. In any event, the availability of our service depends on the availability of the services of our hosting provider, AWS, whose service level agreement is available at the following address: https://aws.amazon.com/fr/legal/service-level-agreements/

In order to achieve this target, we endeavour to correct any anomaly preventing the proper use of the Site as quickly as possible.

4. Intellectual Property

4.1. The texts, software, logos and content present on the Site may be protected by an intellectual property right (such as, for example, a copyright or a trademark) that belongs to us, is licensed to us or is the subject of lawful use, with the exception of court decisions and legal texts, which are not subject to any intellectual property right.

4.2. Only the rights to access the Site and the rights to use its features are granted to you, for the duration of your Account and worldwide. It is therefore strictly forbidden to carry out any operation aimed at accessing the source code of the Site, its database or any element that may be protected by an intellectual property right, and to reproduce, represent, distribute or use the protected elements without our prior written authorization.

4.3. Within the framework of these Terms of Use, you may provide us with suggestions, improvement requests, recommendations concerning the Services or any other comment (the “Feedback”). In this context, all resulting intellectual property rights shall belong to Manta. You grant us a free, worldwide, assignable, irrevocable and perpetual licence to implement, use, modify, commercially exploit, incorporate into the Services or otherwise use any Feedback. We also reserve the right to protect by intellectual property rights any feature, component or improvement that may result from or give rise to such Feedback.

5. Personal Data

5.1. We are extremely committed to respecting privacy and protecting personal data. Our practices are detailed in our Personal Data Policy, which you can find here https://manta.fund/privacy, and in our Cookie Policy, which you can find here https://manta.fund/privacy.

5.2. You may exercise your rights regarding your personal data by email at dpo@manta.fund.

6. Liability

6.1. We undertake to use our best efforts, without being subject to any obligation of result, to provide the Site and its features with diligence and in accordance with industry standards. We cannot be held liable for any damage that may result from your access to the Site: you use the Site, its features and the information you find there at your sole responsibility.

6.2. Manta is not authorized to provide investment or management advice, and the texts, positions and analyses presented, suggested or found on the Site in no way constitute management or investment recommendations or advice. We therefore invite you to submit any problem or question to the opinion of a duly qualified professional.

6.3. We use our best efforts to put online and keep online as much information as possible. However, we are sometimes forced, in particular due to the protection of certain rights and secrets, to remove information that was present on our site. We regret any inconvenience caused but cannot be held liable for such removals.

6.4. In any event, and without prejudice to any clause of the Terms of Use and/or the Terms and Conditions of Sale limiting our liability, the liability that we may incur is expressly limited to direct and proven damages that you may have suffered as a result of our actions.

7. Prohibited Behaviour

The following behaviours are strictly prohibited and may give rise to any action to remedy any damage caused, including the termination of any agreement binding us to you:

any behaviour likely to interrupt, suspend, slow down or prevent access to the Site,
any intrusion or attempted intrusion into our systems,
any misappropriation of the Site’s system resources,
any action intended to automate access to and/or use of the Site,
any action likely to impose a disproportionate load on our infrastructure,
any breach of security and authentication measures,
any act likely to harm our financial, commercial or moral rights and interests and those of the Site’s users,
any action intended to share one’s personal access with a third party (including within the same Organization, as defined in the Terms and Conditions of Sale),
any action intended to monetize, sell, lend or assign all or part of the access to the Services or the Site, as well as to the information hosted and/or shared therein.

We reserve the right to take any appropriate measure in the event of a breach of any of the provisions of the Terms of Use, of the Terms and Conditions of Sale where applicable to you, or, more generally, of any violation of the laws and regulations in force.

8. Tolerance

No tolerance regarding the application of the provisions of the Terms of Use may be interpreted as a waiver by Manta of its right to invoke them subsequently.

9. Updates

We reserve the right to modify, update or change the Terms of Use at any time. Any modification will be communicated by any appropriate means fifteen (15) days before the entry into force of the new Terms of Use. Any browsing after this period will be subject to the new Terms of Use.

10. Dispute Resolution

We are always willing to consider an amicable solution before any legal action. In the event of legal action, the dispute will be subject to French law and to the jurisdiction of the Tribunal judiciaire de Paris or, failing that, the territorially competent French court.

If you are a Consumer, you have the right to use a consumer mediator free of charge, in accordance with the provisions of Article L. 612-1 of the French Consumer Code. In accordance with Articles L.616-1 and R.616-1 of the French Consumer Code, Manta has set up a consumer mediation scheme. The mediation entity selected is: SAS CNPM - MÉDIATION - CONSOMMATION. In the event of a dispute, the Consumer may submit a complaint on the website: https://www.cnpm-mediation-consommation.eu/ or by post by writing to CNPM MÉDIATION CONSOMMATION 27, avenue de la Libération - 42400 SAINT-CHAMOND.

11. Entry into Force

These general terms and conditions entered into force on December 5, 2025.